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News
Upstart Loan Originations Jump 50% as It Preps Bank Launch
1+ hour, 14+ min ago (480+ words) Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. The company reported earnings Tuesday (Aug. 5) showing revenues of $365 million, a 42% increase over the same quarter in 2025. Loan originations came to $4.2 billion, with Upstart originating a…...
AI Finds the Deal, Shoppers Still Make the Call
2+ hour, 49+ min ago (95+ words) When it comes to retail shopping, consumers are largely using artificial intelligence as a shortcut through the growing complexity of eCommerce rather than as a replacement for making their own decisions. While AI is finding its strongest role in tasks…...
Why Buy Now, Pay Later Was Never Just About Credit
6+ hour, 52+ min ago (1794+ words) I thought that would get your attention. The tale of two Lucys will make my point. Meet 22-year-old Gen Z Lucy. She’s buying a $120 pair of shoes, and using a BNPL provider, is able to split the tab into four…...
AP Automation Can???t Fix What It Can???t Connect
6+ hour, 52+ min ago (437+ words) Accounts payable has no shortage of automation. However, the July edition of the Business Payments Tracker® Series, a PYMNTS Intelligence collaboration with WEX, revealed that functionality alone cannot modernize payment operations. Businesses can digitize invoices, route approvals, detect duplicate payments,…...
Member Behavior Gives Credit Unions an Early Warning System
6+ hour, 50+ min ago (782+ words) Credit unions have earned member trust, but they must translate that trust into everyday financial behavior. Both Trumark Credit Union and Velera executives said transaction data can reveal where members are in their financial journey before they ask for help....
Merchants Face a Two-Year AI Shopping Deadline
6+ hour, 47+ min ago (326+ words) A new card can reach a digital wallet in seconds. Loyalty still takes longer, and one weak experience can send a card straight to the back of the wallet. The Issuer Engagement Playbook, “Removing Friction, Winning Loyalty: How Top Issuers…...
PYMNTS | i2c CEO Says AI Agents Make Entire Workflows Disappear
6+ hour, 50+ min ago (394+ words) The organizations scaling agentic AI successfully are building guardrails before they need them, i2c CEO Amir Wain writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” I think most companies building agentic AI are answering the wrong question. They…...
Appeals Court Overturns Ban on Perplexity AI Shopping Agents on Amazon
13+ hour ago (352+ words) A U.S. appeals court overturned a March ruling that temporarily barred Perplexity’s artificial intelligence-powered agentic shopping tools from accessing Amazon’s platform, Reuters reported Tuesday (Aug. 4). When overturning the ban on Tuesday, the appeals court ruled that Amazon was unlikely to succeed…...
Samsung Pursues Digital Assets With Crypto Exchange Deal and Stablecoin Push
13+ hour, 34+ min ago (398+ words) Samsung’s recent announcements that it is adding stablecoin support to new smartphones and that it acquired a stake in cryptocurrency exchange operator Dunamu suggest the company is positioning itself as a leader in stablecoins, CoinDesk reported Tuesday (Aug. 4). Citing interviews…...
PYMNTS | Pinterest’s AI Push Pays Off in Record Users and Revenue
13+ hour, 53+ min ago (650+ words) Pinterest set out to reinvent itself as an artificial intelligence-driven shopping destination, and its second quarter results suggest the strategy is working. Revenue topped $1 billion for the fourth straight quarter, and monthly active users hit a record high, the 11th consecutive…...